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Billing & Payments

Refund & Cancellation Policy

Our transparent policy on subscription cancellations, refunds and payment processing.

Last Updated

June 22, 2026

Effective Date

July 22, 2026

Version

3.0

This document is published by Fininvo, a trade name of Prashbi Global Services Pvt. Ltd., a company incorporated under the laws of India (CIN: U52100KA2020PTC133490), with its registered office at Tholons Tower, 346 HIG, 17th Cross Rd, Dollars Colony, R.M.V. 2nd Stage, Bengaluru, Karnataka 560094, India. References to "Fininvo", "we", "us", or "our" in this document refer to Prashbi Global Services Pvt. Ltd..

1

No-Refund Policy

ALL SALES ARE FINAL

Subscription fees paid to Fininvo are non-refundable once a payment has been successfully processed, regardless of reason, including:

  • Dissatisfaction with the service or features.
  • Failure to use the platform or any module.
  • Change of business requirements.
  • Early cancellation of a monthly or annual subscription.

There is no lock-in period. You can cancel at any time, but cancellation does not generate a refund for the current paid term. The only exceptions are gateway payment failures (Section 2) and cases where Fininvo is in material breach (a prorated refund of prepaid, unused fees).

Before you subscribe: explore our demos, documentation and free-tier features, and contact sales for a walkthrough, to confirm Fininvo fits your needs.

2

Payment Failure Refunds

Refunds are issued when a payment fails or is duplicated at the gateway. In those cases the refund is processed by the payment gateway directly.

Failed transactions: debited but not confirmed by the gateway.

Duplicate charges: the same transaction processed more than once.

Gateway timeout: debited but the subscription was not activated.

5 to 10

Business days for gateway refund

Razorpay

Gateway (India)

Stripe

Gateway (global)

3

Subscription Cancellation

Monthly Plans

Cancel anytime. Access continues until the end of the current billing period. No refund for remaining days.

Annual Plans

Cancel at any time. Access continues to the end of the annual term. No prorated refund for unused months.

Auto-renewal: subscriptions renew automatically unless cancelled before the renewal date. On cancellation, auto-renewal stops and no further charges are made.

4

How to Cancel

1

Open Settings

Log in and go to Settings from the main navigation.

2

Open Billing

Select the Billing tab to view your subscription and payment history.

3

Cancel Subscription

Click Cancel Subscription and confirm. You receive a confirmation email.

Prefer email? Send your request to billing@fininvo.com and we process it within 1 business day.

5

Downgrades & Plan Changes

Downgrades

  • Take effect at the next billing cycle.
  • Higher-tier access continues until the period ends.
  • No refund or credit for the price difference.

Upgrades

  • Take effect immediately with prorated billing.
  • You pay only the difference for the remaining period.
  • New features are available instantly.
6

Enterprise Contracts

Enterprise customers with a Master Services Agreement are governed by the cancellation and payment terms in their contract, including any custom notice periods and data transition support.

7

RBI Compliance (India)

For Indian customers, our payment practices follow Reserve Bank of India guidelines for digital and recurring payments, including the e-mandate framework with pre-debit notification 24 hours before each charge.

Grievance: if a failed-payment refund complaint is not resolved within 30 days, you may escalate to the RBI Ombudsman at cms.rbi.org.in. Please contact us before initiating a chargeback, as chargebacks filed without contacting us first may lead to account suspension.

Contact Our Billing Team

Billing & Payment Issues

billing@fininvo.com

Enterprise Sales

enterprise@fininvo.com

Registered Office

Prashbi Global Services Pvt. Ltd.
Tholons Tower, 346 HIG, 17th Cross Rd, Dollars Colony,
R.M.V. 2nd Stage, Bengaluru, Karnataka 560094, India

CIN: U52100KA2020PTC133490